Credit Check

Obtain your free credit report!

 

 

Mortgage lenders ALWAYS check your credit report. The problem for consumers is that there are four credit agencies, and not every lender checks every credit agency. While one might show details of the Default you picked up 4 years ago, the others may not! Crazy isn’t it?

Fortunately, there is a way for us to check all four credit agencies at the same time – effectively allowing us to see all the information that a mortgage lender could see, which in turns means we are in a better position to source the most suitable mortgage for your circumstances.

Click HERE to obtain your free credit report. You have to sign up to a free 30 day trial, but you can cancel at any time simply by logging in and sending them a secure message, by phone or by email – so no hard sell!! If you decide to keep the service after your trial ends, it only costs £14.99 a month.

Once downloaded you can upload the report to the client portal

We will receive an email to let us know your credit report has arrived securely within the portal. If you don’t want a copy of your report hanging around on your computer, delete it after you have sent it to us.

If you feel you do not want the ongoing service from CheckmyFile ensure you cancel before the 30 day trial is up! You can cancel online here https://www.checkmyfile.com/terms.htm just log in to your Credit Report, click on 'Expert Help' and 'I need help with my account', and then on 'I'd like to stop my subscription'.

Or by phoning CheckMyFile during office hours on 0800 086 9360 Or by emailing customer.care@checkmyfile.com

If you were introduced to CheckMyFile by Prism Financial Services please note that we may receive a disbursement from CheckMyFile.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Prism Financial Services is a trading style of Prism Global Services Ltd - FCA reference number is 937225, an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority, registered in England and Wales no. 09832887, registered address: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH.

Prism Global Services Ltd trading as Prism Financial Services is registered in England and Wales no. 12331294

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority

Conveyancing, Wills, Estate Planning and Commercial Mortgages are not regulated by the Financial Conduct Authority.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK

We charge a fee of up to 1% of the mortgage amount, for our service in relation to mortgage contracts.

Speak to Us
0208 1080 266
Prism Financial Services
Head Office:
Floor 3, Block A Room 20
50 Salisbury Road
London
England
TW4 6JQ
Click here to get details of our office in the Midlands